Much like the Chase Freedom Flex, any card that offers 5% cash back on any category is worth considering. This card has no annual fee, but a 2-3% foreign transaction fee. Plus, you’ll earn unlimited 1% cash back on all other eligible purchases. You’ll also get to choose one every day category (like grocery stores or gas stations) for which you’ll earn unlimited 2% cash back. You also earn 5% for car rental, hotel and prepaid air reservations if you book directly in the rewards travel center. Every quarter, you’ll be able to choose two categories in which you’ll earn 5% cash back on up to $2,000 in eligible net purchases between the two categories. Bank Cash+ Visa Signature Card you’ll earn a $200 cash back bonus after spending $1,000 in qualified purchases in the first 120 days. It’s one of only a few cards that offers bonuses on rotating categories. What’s more, this card doesn’t have an annual fee, so there’s no reason not to have it in your wallet. While Chase only releases the calendar once a quarter, categories typically include gas stations, streaming services, restaurants, or even purchases made with Apple Pay or Chase Pay. The 5% bonus categories can be easy to take advantage of. While 1% cash back is nothing to write home about, 5% cash back on rotating quarterly categories is a higher rate than even some of the heaviest hitting rewards cards. You’ll also earn $200 in bonus cash back after spending $500 on purchases in the first 3 months. This card doesn’t have an annual fee but will incur a 3% foreign transaction fee. Dining at restaurants and purchases at drugstores will earn you 3% cash back. If you purchase travel through Chase, you can also get 5%. The Chase Freedom Flex earns 1% cash back on all purchases, but also earns 5% cash back on up to $1,500 in specific category purchases combined that change for each quarter of the year.
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